How do Indian banks send transaction alerts?

Indian banks send transaction alerts via SMS to your registered mobile number. These alerts contain details like account number (masked), transaction amount, date, merchant name (if available), and remaining balance.

Which Indian banks send SMS transaction alerts?

Most major Indian banks send SMS alerts including HDFC, ICICI, SBI, Axis, Kotak, IDFC First, Bank of Baroda, Canara Bank, Union Bank, IndusInd, Yes Bank, and IDBI.

Can I use bank SMS to track expenses automatically?

Yes, apps like Revva can parse bank SMS alerts to automatically track your expenses. The app reads the SMS, extracts transaction details, and logs them without manual entry.

Is reading bank SMS safe for expense tracking?

Yes, when using apps that process SMS locally on your device. The app reads the SMS, extracts transaction information, and discards the raw message. No SMS content is stored or uploaded to servers.

SMS Banking

SMS Banking Expense Tracking: Complete Guide

January 5, 2026 · 8 min read

Loading article…